1. Terms

1.1 Words importing any gender include every gender;

1.2 Words importing the singular number include the plural number and vice versa;

1.3 words importing persons include firms, companies and corporations and vice versa;

1.4 “the Website” refers to all the pages, forums and blogs as well as contained text, images, videos and audio files at http://www.phrazzleassociates.com or http://www.phrazzletech.com whether accessed directly or via links or forwarding.

1.5 “the User” you the person viewing the Website.

2. General Conditions

2.1 By viewing the Website the User is deemed to consent to all the Terms and Conditions set out below. In the event that the User has any questions regarding the Terms and Conditions, you should contact Phrazzle Limited.

2.2 Phrazzle Limited reserve the right to add to, alter, amend, remove or vary any of these Terms and Conditions. By browsing the Website you accept that you are bound by the current Terms and Conditions

2.3 Any rights not expressly granted herein are reserved to Phrazzle Limited.

2.4 These Terms and Conditions were published and adopted on 8 December 2008.

2.5 In accordance with general good Internet usage practice, it is highly recommended that you use effective anti-virus software before accessing this site.

3. Copyright Conditions

3.1 All copyright and other intellectual property rights in any material contained on the Website are either owned by Phrazzle Limited or have been licensed to Phrazzle Limited by the rights owners.

4. Trademarks

4.1 The Website contains trademarks which have been licensed to Phrazzle Limited by the trademark owners, for use on the Website. Your use of these trademarks is forbidden unless prior written permission has been obtained from the trademark owner.

5. Intellectual Property

5.1 The intellectual property rights in the material on the Website shall be retained by Phrazzle Limited or, where the material has been licensed to Phrazzle Limited, by the owners of the rights in the material.

5.2 You may not remove any copyright, trademark or intellectual property notices contained in the original material from any material downloaded or copied from the Website.

5.3 Copying, distributing or any use of the material contained on the Website for any commercial purpose is prohibited unless prior written permission has been obtained from a duly appointed officer of Phrazzle Limited.

6. Disclaimer

6.1 The content of the Website is for general information only and does not constitute any form of advice or recommendation upon which a specific decision should be made. Phrazzle Limited has done its best to ensure the accuracy and currency of the materials contained on its Website but to the fullest extent permitted by law excludes any warranty, whether express or implied, by statute at common law or otherwise, relating to the Website and the material contained on the Website, in particular (but without limitation of the above), Phrazzle Limited gives no warranties as to quality, accuracy, timeliness, completeness or fitness for a particular purpose of the Website or of the material contained in it.

6.2 To the fullest extent permitted by law Phrazzle Limited will not be liable for any claims, costs, penalties, loss (whether direct, indirect or consequential and whether economic or special loss), damages or expenses arising from the use or from the inability to use the Website or from reliance on information or on advice contained on the Website or from any unauthorised access or alteration to the Website by a third party.

6.3 Nothing in these terms and conditions shall exclude liability for death or personal injury directly caused by the negligence of Phrazzle Limited nor any other liability which cannot be excluded or limited under applicable law.

6.4 Phrazzle Limited will try to make the Website available at all times but cannot guarantee that the Website will operate continuously or without interruptions or be error free and can accept no liability for its unavailability.

6.5 Phrazzle Limited will prosecute to the fullest extent permitted by law any person attempting to interfere with the proper working of the Website including any effort to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other internet connected device.

6.6 Where the Website includes links to external websites, Phrazzle Limited accepts no responsibility for the content of these websites and specifically excludes (to the fullest extent permitted by law) all liability that may arise with respect to or as a result of such material causing offense, damage, costs, injury or financial loss of any kind.

6.6 These terms are not intended to confer any benefit on a third party under the provision of the Contracts (Rights of Third Parties) Act 1999.

7. Jurisdiction & Prosecution

7.1 Phrazzle Limited will always seek criminal prosecution of any individual who or organisation which seeks to use Phrazzle Limited' name, material, logos or trademarks for unlawful purposes and, where appropriate, will take action within the civil courts of any applicable jurisdiction against any individual or organisation discovered to be using Phrazzle Limited' name, logos, trademarks or the Website for unauthorised or unlawful purposes.

7.2 These terms & conditions of use shall be construed and interpreted in accordance with English law. Subject to clause 7.3 below, the courts of England shall have exclusive jurisdiction in relation to any claim, dispute or other matters arising therefrom.

7.3 Phrazzle Limited shall retain the right to bring proceedings in the Courts of the country of residence of any user of the Website.

7.4 The failure by Phrazzle Limited to exercise any right or remedy under these terms and conditions shall not constitute a waiver of that right or remedy

7.5 In the event that any provision of these terms and conditions is found to be invalid by any Court having competent jurisdiction, the invalidity of any provision or provisions will not affect the validity of the remaining provisions of these terms and conditions, which shall continue to have full force and effect.